Our Story 2018-02-12T11:36:23+00:00

Our Story

NILS began lending in 2009 and became a registered charity in 2013.

NILS purchases essential items direct from local, small businesses on behalf of people experiencing financial hardship, who then repay the loan at zero interest over a maximum of 24 months. This puts money into the local economy and helps prevent people from being burdened by high interest loans they cannot afford.

NILS has grown steadily and now has offices in Tenbury, Ludlow, Leominster and surrounding areas.
We are supported by charitable donations and by those who give their time for free as volunteers and trustees in return for the opportunity to make a real difference to the lives of people who are struggling financially.

WHAT OUR CLIENTS SAY

“Don’t know what I would have done without a cooker as the old one cost too much to fix”

Paula

“NILS was very useful when I needed to buy a washing machine as I have a disabled son”

Susan

“Very pleased with the NILS organisation – if it hadn’t been for NILS we’d have had no heating this winter”

Tanya & Derek

“Thank you for what you have done. You’ve been kind and helpful with a loan for three items.”

Anne

“Very good service and honest – helped me out with a bed and a washer. Can’t fault you!”

John
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Years of service
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No Interest Loans
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Average loan value
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OUR PARTNERS