
Welcome to NILS
Our mission is to provide support to local people in acute financial need. We are a registered charity providing people who live in Worcestershire, Herefordshire and Shropshire who are experiencing financial difficulties with no-interest loans, and in exceptional circumstances grants, to pay for essential items and services, purchased wherever possible from local suppliers.

Welcome to NILS
Our mission is to provide support to local people in acute financial need. We are a registered charity providing people who live in Worcestershire, Herefordshire and Shropshire who are experiencing financial difficulties with no-interest loans, and in exceptional circumstances grants, to pay for essential items and services, purchased wherever possible from local suppliers.

Where we operate
NILS covers Herefordshire, Worcestershire and Shropshire and can provide grant-based assistance to those in real need, as well as zero-interest loans for those who need a helping hand. We fund items from household essentials and school uniforms through to laptop computers to access education and training, and tools and equipment to help people back into employment.
Am I eligible?
To be eligible to apply for one of our no interest loans the following statements must apply to your circumstances:
Am I eligible?
To be eligible to apply for one of our no interest loans the following statements must apply to your circumstances:

Over 18 years of age

Live Locally (3 Months Minimum)

You must have the means to repay the loan or be entitled to a grant.

You must be in receipt of benefits or a low income.
For clients seeking grants you must be referred by a support worker who can be anyone supporting you in an official capacity e.g. jobcentre work coach, NHS worker, social worker.
All grants are subject to the discretion of our Trustees and will only be made in exceptional circumstances where a loan is not appropriate. Please see our Grant Making Policy and Loans Policy for further details.
What can we help with?

Essential items
Essential household goods such as washing machines, refrigerators, tumble driers and heaters. Help to access mental health support, medical equipment & disability aids.

Access to education
Helping with the costs of public transport season tickets, uniforms, or equipment.

Access to employment
Helping with the costs of accredited training, public transport season tickets or tools and equipment.
We do not provide help for:
Purchasing mobile phones, televisions, carpets, flooring, gifts or presents of any kind.